FraudSentinel360
One case file from report to closure.Fraud monitored across P2P, O2C and dispatch.
DB Tech's multi-tenant fraud case-management platform for banks, NBFCs, pharma and manufacturing. It monitors fraud signals across procure-to-pay, order-to-cash and dispatch data, and keeps one case file from report to closure, with turnaround-time alerts, role-based access and dashboards. For regulated lenders, its Early Warning Signals (EWS) and Prevention modules are built around the RBI Master Directions on Fraud Risk Management, 2024.
Fraud cases tracked in spreadsheets and inboxes lose evidence, time and accountability.
When a case lives in e-mail threads and spreadsheets, nobody can see its status, deadlines slip and evidence goes missing. FraudSentinel360 gives every case one file and every investigator one workflow.
Scattered case files
Reports, evidence and decisions spread across e-mail, chat and shared drives.
Missed deadlines
No turnaround-time tracking, so ageing cases go unnoticed until someone asks.
No line of sight
Leadership cannot see case volumes, ageing, outcomes or recoveries.
From the first signal to a closed case
- 01DetectFraud signals across procure-to-pay, order-to-cash and dispatch data.
- 02OpenA case file with an owner, evidence and deadlines.
- 03InvestigateTurnaround-time alerts, role-based access and an evidence log.
- 04SearchAI-assisted search across case records in plain language.
- 05ReportDashboards for leadership and the audit committee.
This is a summary of the platform. For a deeper understanding of how it would work for your organisation, please reach out to us.
Talk to a BDI partnerEWS and Prevention, built around the RBI Master Directions on Fraud Risk Management.
RBI's 2024 Master Directions for banks, co-operative banks and NBFCs expect an early warning framework wired into operational systems, and a fraud classification process that respects natural justice. FraudSentinel360 gives each a module.
EWS module
Early warning signals and red-flag indicators from core banking, loan and other operational systems, monitored in near real time, raised as alerts, reviewed and tracked to a decision.
Prevention module
The Board-approved fraud risk management policy, controls and review dates on record; show cause notice, reply window and reasoned order recorded in sequence; deadlines for reporting to law enforcement and to RBI tracked.
Committee oversight
Dashboards for the board committee that monitors frauds, and for the audit committee: alerts, flagged accounts, classifications, ageing and recoveries.
Monitoring, case management and reporting on one secure stack.
Case management
One case file from report to closure, with owners, deadlines and turnaround-time alerts.
Fraud monitoring
Signals across procure-to-pay, order-to-cash and dispatch data raised as cases for review.
AI-assisted search
Hybrid search and natural-language queries that let investigators find related cases, parties and evidence fast.
Role-based access
Investigators, reviewers and management each see what they should, and every action is logged.
Dashboards
Case volumes, ageing, outcomes and recoveries for leadership and the audit committee.
Works with Whistle Sentinel
Speak-up reports flow into cases, so speak-up, case management and reporting run on one platform.
Built for every team that owns the risk.
Banks and NBFCs
Fraud and conduct cases tracked to closure with regulator-ready records.
Pharma and life sciences
Speak-up, HCP and procurement cases on one file.
Manufacturing
Plant, depot and dealer fraud cases with leakage tracked to recovery.
Internal audit and investigations teams
One workflow and one evidence log for every investigator.
Built to the standard your auditors expect.
- Role-based access on every case
- Full audit trail of case actions
- Multi-tenant architecture
- Built to ISO 9001 and ISO 27001 standards
From kick-off to steady state.
- 1
Discover
Case types, workflows, data sources and reporting lines.
- 2
Configure
Categories, roles, turnaround times and dashboards.
- 3
Migrate
Open cases and history loaded and checked.
- 4
Train
Investigators, reviewers and administrators.
- 5
Operate
Monitoring, case management and audit committee reporting.
FraudSentinel360 is one part of a complete BDI service.
FraudSentinel360 detects and records; BDI investigates and reports. Its Early Warning Signals (EWS) and Prevention modules are built around the RBI Master Directions on Fraud Risk Management.
01Investigation and advisory services
- Fraud and forensic investigations
Red-flagged accounts and cases investigated by BDI, within the platform's case file.
Forensic, Integrity & Corporate Intelligence - Forensic accounting and audit
Fund-flow tracing and loss quantification behind a fraud classification.
Forensic, Integrity & Corporate Intelligence - Digital forensics and eDiscovery
Devices and e-mail examined in BDI's lab when a case needs digital evidence.
Forensic, Integrity & Corporate Intelligence - Asset tracing
Recovery of diverted funds and assets once fraud is confirmed.
Forensic, Integrity & Corporate Intelligence - Fraud risk assessment
Scenarios from the assessment become the platform's monitoring rules.
Risk, Compliance & Regulatory - Internal controls review
Control gaps found in cases are fed back into control testing.
Risk, Compliance & Regulatory
02Brand Defence Academy learning
- Conflicts of Interest
Staff links to borrowers and vendors are a recurring red flag.
- Financial Transactions with Business Partners or their Connected People
Covers transactions that EWS indicators often flag.
- Anti-Bribery & Anti-Corruption
Covers inducements behind collusive frauds.
- Moonlighting & Parallel Employment
Covers parallel businesses that compete with, or supply, the employer.
03Trainings and workshops
- EWS and red-flag training
For credit, operations and branch teams: what each early warning signal means and how to act on it.
- Natural-justice workshop
For investigators and approvers: show cause notices, replies and reasoned orders before a fraud is classified.
- Board and committee briefing
For the board committee that monitors frauds: its oversight duties and how to read the dashboard.
- Plant and procurement fraud awareness
Academy workshops for plant, stores and procurement teams in manufacturing and pharma.
The law FraudSentinel360 helps you meet.
The provisions most often in play, what each requires and where the platform helps. This is a summary for orientation, not legal advice: check the current text, and the version that applies to you.
| Law | Provision | What it requires | How FraudSentinel360 helps |
|---|---|---|---|
| RBI Master Directions on Fraud Risk Management, 2024 (banks, co-operative banks and NBFCs) | Governance | A Board-approved fraud risk management policy, reviewed at least once in three years, and a board committee to monitor and follow up on frauds. | Prevention module: policy, controls and review dates on record; dashboards for the committee. |
| RBI Master Directions on Fraud Risk Management, 2024 | Early Warning Signals | An EWS framework integrated with core banking and other operational systems, supported by data analytics and near-real-time transaction monitoring. For NBFCs this applies to the Upper and Middle Layers. | EWS module: signals from source systems raised as alerts, reviewed and tracked to a decision. |
| RBI Master Directions on Fraud Risk Management, 2024 | Natural justice | Before an account is classified as fraud, a show cause notice giving at least 21 days to respond, and a reasoned order. | Prevention module: notice, reply window and order recorded in sequence on the case file. |
| RBI Master Directions on Fraud Risk Management, 2024 | Reporting | Frauds reported to law enforcement agencies, and Fraud Monitoring Returns filed with RBI within 14 days of classification. | Deadline tracking and an evidence trail for each filing. |
| Companies Act, 2013 | s.143(12); Rule 13, Companies (Audit and Auditors) Rules, 2014 | Auditors report frauds of ₹1 crore or more to the Central Government, and smaller frauds to the audit committee or Board. | Case records with loss values and timelines ready for the auditor. |
| SEBI LODR, 2015 | Reg. 30 with Schedule III | Listed entities disclose frauds by the entity, its promoters, directors or key managerial personnel. | Case status and facts available quickly for disclosure decisions. |
| Companies (Auditor's Report) Order, 2020 | Clause 3(xi)(a) | The auditor reports any fraud by or on the company noticed during the year. | A complete register of cases for the year. |
RBI issued separate Master Directions for commercial banks and all-India financial institutions, co-operative banks and NBFCs (including housing finance companies) on 15 July 2024. NBFC directions apply to Upper and Middle Layer NBFCs and to Base Layer NBFCs with assets of ₹500 crore or more.
Let BDI run it for you.
Run FraudSentinel360 yourself, or let a BDI team operate it under agreed service levels.
Alert review desk
BDI analysts review EWS alerts and red flags and escalate the ones that need action.
Investigation of flagged cases
BDI investigates flagged accounts and cases and drafts findings for the show cause stage.
Committee reporting packs
Periodic fraud reports for the board committee and the audit committee.
Rule tuning
Monitoring rules reviewed against new fraud patterns and the latest fraud risk assessment.
Questions buyers ask us.
How does FraudSentinel360 work with Whistle Sentinel?
Speak-up reports received through Whistle Sentinel can open cases in FraudSentinel360, so speak-up, case management and reporting run on one secure stack.
Which RBI directions do the EWS and Prevention modules follow?
The Master Directions on Fraud Risk Management issued by RBI on 15 July 2024 for commercial banks and all-India financial institutions, for co-operative banks, and for NBFCs including housing finance companies. BDI configures the modules to the direction and layer that applies to you.
Who builds and supports the platform?
DB Tech, BDI's technology arm, builds it. BDI configures it to your policies, trains your teams and can investigate cases on it.
See FraudSentinel360 on your own scenarios.
A walkthrough with a BDI product lead, tailored to your policies, workflows and reporting lines. We confirm a slot within one business day.
- A live walkthrough of the platform
- Your use cases, configured on screen
- Deployment, security and pricing answered
Whistle Sentinel
Every voice, safely heard. Every concern, accountably resolved.
4.2Pactinex
Smarter contracts. Stronger governance.
4.3 · M1IP Octopus M1: Repository & Analytics
Every brand asset on record. Every trend on one dashboard.
4.3 · M2IP Octopus M2: Case & Business Partner Management
Every infringement on file. Every partner on record.
4.5DB Tech's TruScale
Built by DB Tech. Governed by BDI.